Merchant Services

Flexible, Secure, and User-Friendly Payment Solutions to Enhance Customer Experience

Bahrain Islamic Bank (BisB) offers a comprehensive suite of merchant services designed to streamline payment processes and elevate the customer experience.

Point-of-Sale (PoS) Solutions (Third Party Service Providers)

Versatile Payment Acceptance for Diverse Business Needs

  • Handheld Terminals: Portable devices enabling staff to process payments anywhere within the premises.
  • Unattended Terminals: Self-service kiosks allowing customers to complete transactions independently.

Key Benefits:

  • No Installation, Subscription, or SIM Card Fees: Cost-effective setup with minimal overhead.
  • Direct ECR Integration: Seamless connection with electronic cash registers for efficient operations.
  • Robust Security & End-to-End Encryption: Advanced measures to safeguard transaction data.
  • Contactless Payments: Support for tap-and-go transactions, enhancing speed and convenience.
  • Multi-Merchant Support: Manage multiple business profiles through a single terminal.
  • Fraud Monitoring: Real-time detection and prevention of fraudulent activities.
  • Dynamic Currency Conversion: Offer customers the option to pay in their preferred.

SoftPoS (Third party Service providers)

Transform Your Smartphone into a Payment Terminal

SoftPoS solution that enables businesses to accept payments directly through NFC-enabled Android smartphones, eliminating the need for traditional PoS hardware.

Features:

  1. Contactless Card Payments & Digital Wallets: Accept a variety of payment methods seamlessly.
  2. Secure Transactions & Advanced Encryption: Ensure data protection during payment processing.
  3. Compatibility with NFC Android Smartphones: Utilize existing devices for payment acceptance.
  4. Quick & Simple Installation: Easy setup process for immediate use.
  5. Real-Time Transaction History: Access up-to-date payment records instantly.
  6. E-Receipt Sharing: Send digital receipts to customers conveniently.
Minimum Device Requirements:
  • Android Device (OS Version 12+)
  • NFC Compatibility
  • Google Play Store Access
  • Internet Connection

By leveraging BisB's merchant services, businesses can enhance operational efficiency, provide a superior customer experience, and stay ahead in the evolving payment landscape.

Payment Gateway

Secure and Flexible Online Payment Processing

Bahrain Islamic Bank (BisB) offers a robust and secure online payment gateway tailored to meet the diverse needs of businesses in the Kingdom. Designed with flexibility and reliability in mind, this solution facilitates seamless integration into e-commerce platforms and websites, ensuring efficient online transactions.

Key Features:

  • Fast and Simple Integration: Easily incorporate the gateway into your online systems for streamlined operations.
  • Tokenization: Enhance security by replacing sensitive card data with unique identifiers.
  • Real-Time Fraud Monitoring: Detect and prevent fraudulent activities promptly.
  • PCI DSS Compliance: Ensure adherence to international security standards.
  • Hosted Payment Page: Redirect customers to a secure, bank-hosted page for payment entry.
  • High Availability and Uptime: Rely on consistent and uninterrupted payment processing.

BenefitPay

BenefitPay Merchant App – Accept Payments Anywhere

The BenefitPay Merchant App enables businesses to accept secure, cashless payments using smartphones or tablets. Key features include:

Key Features:

  • QR Code Payments: Customers scan your QR code and confirm payment instantly.
  • Real-Time Notifications: Both merchant and customer receive instant payment confirmations.
  • Branch & Terminal Management: Manage multiple branches and mobile terminals through a dedicated web portal.
  • Analytics & Reports: Access reconciliation reports and transaction history 24/7.
  • Portable & Scalable: Ideal for in-store, delivery, or mobile businesses.

Fawateer

Fawateer is Bahrain’s Electronic Bill Payment and Presentment service, offering a centralized platform that connects all banks and billers. It provides.

Key Features:

  • Direct Bill Payments: Aggregates bills from multiple billers into one interface, enabling real-time bill payments and inquiries — customers can pay bills in less than 30 seconds.
  • Direct Debit Service: Automates recurring payments by allowing billers to debit customer accounts on due dates with prior authorization — no manual action needed from the customer.

Fawateer is fully integrated with the BenefitPay app, allowing users to pay bills quickly and securely.