Buy Now, Pay Later!
Simplify your finances with Bahrain Islamic Bank’s Easy Monthly Installments Feature. Convert your credit card purchases into simplified monthly payments and enjoy more flexibility when budgeting.
How It Works:
- Eligibility: Purchases ranging from BD100 up to your credit card limit.
- How to Apply: Simply apply through the BisB Mobile App.
- Payment Term: Choose a repayment period of up to 12 months.
Fees & Charges – Installment Service Fee:
- 0 to 3 months: No fees
| Description | Gold | Titanium | Platinum | Signature | Infinite |
|---|---|---|---|---|---|
| Maximum Transaction amount | BD5000 | BD10,000 | BD15,000 | BD30,000 | BD75,000 |
| Maximum Monthly Service Fee | BD60 | BD120 | BD180 | BD360 | BD900 |
Before confirming, review all details, including the payment term, monthly installments, service fee, and related terms and conditions.
Once confirmed, the total purchase amount will be converted into monthly payments on your credit card.
How to Apply for Easy Monthly Installments:
Step 1
Log into the BisB Mobile App, go to the Card Menu, and select Create / Manage Installment Plan.
Step 2
Choose the eligible transaction you’d like to convert to installments.
Step 3
Select a suitable payment term and review the breakdown of installments.
Step 4
Accept the Terms and Conditions. A confirmation page will show your installment plan details.
Step 5
Once accepted, the total purchase amount will be converted into monthly payments on your credit card.
Enjoy 0% Installment Plans with Our Partners
Shop at any of the stores listed below and benefit from 6-month installment plans with 0% fees when you pay using your BisB credit card.
| # | Store Name | Validity Period |
|---|---|---|
| 1 | Hamza Al Aswad Trading | Valid until 31/12/2026 |
| 2 | Namos Decor | Valid until 31/12/2026 |
| 3 | Almeer Trading Estb. | Valid until 31/12/2026 |
| 4 | Alatlas Furniture | Valid until 31/12/2026 |
| 5 | Elegant Palace | Valid until 31/12/2026 |
| 6 | Fulgor | Valid until 31/12/2026 |
| 7 | Home Base Trading | Valid until 31/12/2026 |
| 8 | Alma Showroom | Valid until 31/12/2026 |
| 9 | Bahrain Aluminium Kitchen | Valid until 31/12/2026 |
| 10 | Beto Furniture | Valid until 31/12/2026 |
| 11 | Choices Home Furniture | Valid until 31/12/2026 |
| 12 | Italian Home Furniture | Valid until 31/12/2026 |
| 13 | Boutique Home Furniture | Valid until 31/12/2026 |
| 14 | Dome Natural Stone | Valid until 31/12/2026 |
| 15 | Kewalram & Sons | Valid until 31/12/2026 |
| 16 | Magic Interior | Valid until 31/12/2026 |
| 17 | Mobilia Uno Co | Valid until 23/10/2026 |
| 18 | Haji Gallery MIDs | Valid until 25/10/2025 |
| 19 | Ahmed Sharif Furniture | Valid until 22/04/2026 |
| 20 | The Closet | Valid until 31/12/2026 |
| 21 | Pieces Furniture | Valid until 31/12/2026 |
| 22 | Alsalam Group W.L.L | Valid until 21/04/2026 |
Terms & conditions apply.
Frequently Asked Questions:
You can start an installment plan through E-banking or the Mobile App.
All credit card transactions worth BD 100 or more qualify (excluding cash withdrawals and fees).
You can convert up to your credit card limit.
No, there is no limit. Each retail transaction needs to be converted individually.
You can repay over a period of up to 12 months.
There are no processing fees for this service.
Yes, you can cancel at any time, and the remaining amount will be added to your balance. An early settlement fee (BD 5 + VAT) will apply upon early cancellation of the installment.
Yes, but early settlement fees may apply.
Late payment fees (assigned for charity purposes) will be charged if you miss a payment.
The remaining balance will become immediately due and payable.
No, to settle the minimum balance, full payment of the installment is required.
No, only the full transaction value can be converted.
The minimum balance will now also include the full installment amount due for that cycle.
Any payments made to the Bank and credited to the Card Account will be applied in the following order:
- Toward the Easy Monthly Installment Amount, which includes the installment and the service fees (as stipulated in the Bank’s Fees and Service Charges);
- For the payment of late payment amounts and any other applicable fees;
- Toward payment of all cash advances as shown in the latest and any previous statements;
- Toward payment of all purchases shown in any previous statement;
- Toward payment of all purchases shown in the latest statement; and
- Toward the payment of any cash advances made and debited to the Card Account but not yet shown in any statement.
Yes, this service is compatible with the provisions and principles of Islamic Shariah and has been approved by the Bank's Shariah Supervisory Board. The Bank's credit card balance is granted on a Qard Hassan basis, and the cardholder is subject to monthly fees that correspond to the actual cost of the services and features provided. The Bank has the right to waive these fees at its discretion, in light of the cardholder's commitment to pay the outstanding amounts owed before the due date.