Tejoori Savings Account

Tejoori Savings Account
Overview

It has been 7 years since Tejoori Al Islami began its journey of encouraging deposits, whilst rewarding customers with cash prizes on their investments. In 2015, Tejoori Al Islami rewards its customers further by introducing a never before 7 Grand Prizes.

Celebrating its seventh year, Tejoori Al Islami will be rewarding its loyal customers by upgrading them through the new Platinum Tejoori category. Platinum Tejoori customers are offered exclusive prizes totaling more than $600,000 in addition to the yearlong prizes of the account; granting them with more opportunities to win.

Take a share of this grandeur this year by investing further and longer into Tejoori Al Islami.

Invest more.. Stay More.. Win More!

Platinum Tejoori

As a token of appreciation for their loyalty and trust, Tejoori Al Islami rewards the customers who have maintained their account for over 5 years with a minimum number of 20 certificates or those who have a minimum of 500 certificates in their accounts by upgrading them to the Platinum Tejoori Category.

Platinum Tejoori customers to be entitled for exclusive draws totaling $620,000.

A Special Gift for Someone Special

Tejoori Al Islami gift certificate gives you the opportunity to offer a memorable gift to someone special for the following occasions and more:

  • Eid
  • Graduation
  • Wedding
  • New Born Baby
  • New Home
Tejoori Al Islami Gift Certificate Required Documents:
  • Two valid Identification of the gift provider
  • The name and contact details of the gift receiver
What are the features of this account?
  • Minimum of BD50 in the account.
  • Each BD50 in the account will entitle the accountholder to have 1 certificate to enter the monthly, quarterly and yearly raffles.
  • Mudharaba system is applied at the same rate of savings accounts, which are 65% of the profit for the Mudhareb (the Bank) and 35% of the profit for Rab Al Maal (the account holder).
  • Deposit or withdraw any amount from the account, knowing that each BD50 in the account will entitle the customer to enter the raffle by one certificate while all other fractions will not be considered in the raffle.
  • Every certificate will be entitled to enter the raffle after its minimum of 30 days of the deposit into the account.
  • Investment Certificate is printed at the time of the creation of the account and the deposit of the amount into the account and at anytime the customer requests.
  • Investment Certificate will hold the number of all tickets of the customer in addition to the account balance at the time of printing.
  • At the customer's request, a new certificate can be issued after every deposit or withdrawal from the account at any branch.
  • The winning customers will be required to present the original certificate that holds the winning ticket number for claiming the prize.
  • If the customer lost his/her certificate a replacement will be issued by a written request from the customer and after collecting a replacement fee of BD5.
Raffle
  • Tejoori Al Islami Raffles will take place on the first week of every month.
  • All raffles will be conducted at the presence of internal and external auditors and a representative from the Ministry of Industry and Commerce.
  • Winners will be announced through the bank's official website and on social media channels.
Tejoori Al Islami's Monthly and Grand Prizes:

Monthly Prizes

Prize
Total Number of Prizes
Total Value of Prizes
Eligibility
$1,000 30 $30,000 All
$5,000 10 $50,000 All
$10,000 1 $10,000 All
Total 41 $1,080,000  

Quarterly Grand Prizes

Prize
Total Number of Prizes
Total Value of Prizes
Eligibility
$200,000 3 $600,000 Platinum**
$100,000 3 $300,000 All
$500,000 1 $500,000 All
Total 7 $1,400,000  

Special Draws

Prize
Total Number of Prizes
Total Value of Prizes
Eligibility
$20,000 1 $20,000 Platinum
Total 1 $20,000  
  • *All: All Tejoori accountholders are eligible for the draw ; including Platinum Tejoori customers.
  • **Platinum: Only customers who meet the below criteria are eligible for the draw:
  •   -Accountholders for more than 5 years with a minimum number of 20 certificates

      OR

      -Accountholders with a minimum number of 500 certificates
Tejoori Raffle Dates
Draw Type
Day
Date
Time
Monthly Wednesday February 4, 2015

 

 

 

 

 

12:30pm

 

 

Wednesday March 4, 2015
Monthly and Grand Monday April 6, 2015
Monthly Wednesday May 6, 2015
Thursday June 4, 2015
Monthly and Grand Monday July 6, 2015
Monthly Thursday August 6, 2015
Sunday September 6, 2015
Monthly and Grand Tuesday October 6, 2015
Monthly Tuesday November 4, 2015
Sunday December 6, 2015
Monthly and Grand Wednesday January 6, 2016
Grand Raffle Entries

The more and longer you invest, the greater are your chances of winning. Every BD50 entitles you for an entry to the raffle as mentioned in the table below:

Deposit Period
Number of entries to the Grand Raffle
Draws for every BD50
30 Days 1
1 Year 2
2 Years 4
3 Years 6
  • All raffle draws will be held on the first week of every month.
  • Minimum age requirement for account opening is 18 years.
  • Guardians can open Tejoori accounts for children less than 18 years old.***

*** Requires child smart card (should the account be opened by the mother; the child's birth certificate needs to be presented).

What Fatwas principle is this account based on?

Click here to view the Fatwa principle of this account

Eligibility

Tejoori Al Islami savings account is available to Bahraini and non Bahraini nationals.

The general criteria of opening BisB's Tejoori Al Islami savings account is detailed below:

Age of Applicant: 18 years of age at the time of application.

Accounts may also be opened in the names of minors by their legal guardian.

Companies and individual establishments may also open Tejoor Al Islami accounts.

Required Documents

To apply for Tejoori Al Islami savings account, applicants must provide the following documents:

  • Two valid Identifications.
  • Filled and signed application form.
Winners

Year Month
Expand All

2015

January

$ 500,000

  • AHMED FAREED ALI DHAIF ALBANNA

$ 20,000

  • MOHAMED ABDULLA AL ETBI A/C A RAHMAN

$ 10,000

  • FADHEELA EBRAHIM KHALIL EBRAHIM
  • WALEED KHALIL EBRAHIM JASIM ZUBARI

$ 5,000

  • YOUSIF ALI NASSER GHAILAN
  • FAREED A RAHMAN ISA AL SAAD
  • OSAMA AHMED MUKHTAR AHMED
  • ABDULLA JUMA MOHAMED JUMA AL AYEADHI
  • AHMED ABDULRAHMAN ABDULQADER AL MADANI

$ 1,000

  • FADHEELA ABEDALI ALI MOHAMED ALI
  • KHALID ABDULLA ABDULRAHIM MOHAMED
  • ADNAN YOUSIF AHMED AL THAWADI
  • ALI HASAN A ALI AL AALI
  • NOORA ABDULLA MOHD KHAMIS HASAN
  • HUDA MARZOOQ KHAMIS ANBAR
  • MARYAM RASHED SAAD AL AMER
  • HAWRAA MUSTAFA SAYED MAKI HASHEM MOHAMED
  • AHMED KHALIFA MOHD AL SHEKAR
  • MUNEERA JASSIM JUMA DARRAJ
  • ABDULAZIZ NASER ABDULLA AHMED
  • ANEESA HUBAIL ABDULNABI ALI ALGHATAM
  • MOOSA MAHDI MOHAMED ALI HASAN
  • ALAA MAHDI O ALDINI
  • JAMAL AHMED ABD DAHER
  • HAMAD ALI HUSAIN YUSUF ALARAIFI
  • ABDULLA MOHAMED SHARIF AHMED A/C MOHAMED
  • HAYA SHAMSAN HASAN BIN HAYEE
  • AHMED SHAH GUL SALAM SHAH HASHMI
  • AL SOOR REAL ESTATE CO WLL
  • SHAIKHA FAISAL ISA JABOR ALMASALAM
  • ADEL ABDULLA AHMED
  • ZAINAB MOHD ABDULLA AHMED
  • NAWAL MUBARAK HUDAIB ISA ALMALOOD
  • YAHYA HASAN YAHYA AL KARIMI
  • TARIQ AHMED TALIB AL KOOHEJI
  • SAFAR HUSAIN RADHI SAFAR
  • ASHFAQUE AHMED HUSSAIN SHAIKH
  • KHALED AHMED HASAN ALI BUCHERY
  • HASAN ALI ALI ARRAD
  • HASAN ALI HUSAIN EBRAHIM AL MEHRI
  • EBRAHIM YOUSIF MOHAMED ISMAIL
  • ADEL QUDRAT QANBAR RASTI
  • HUSAIN SHAIKH ALI MAHMOOD ALABBAS
  • HANAN AHMED MOHD AL THAWADI
  • AHMED KHALIFA MOHD FADHUL
  • SAYED HADI JAFFAR HASHIM HASAN ALGHANI
  • MOHAMED GHALEB MAHMOOD AL MAHMOOD
  • ZAINAB MOHD MUDHAFFAR EBRAHIM
  • DHAFER HAMAD FAHAD KHAMIS ALZAYANI
  • FATEMA ABDULKARIM MOHAMED ALI ALALI
  • GHALIB MOHD ALI AL JABERI A/C ABDULLA
  • ABDULLA EBRAHIM ABDULLA AL ISA
  • HEND MOHD KAMAL ALSHEHABI
  • ASAAD RADHI AHMED MOHAMED
  • IQBAL HASSAN MOHAMMED ALEBRAHIM
  • MOHAMMAD AKBARI & SONS COMPANY
  • RADHI MAKI EBRAHIM AHMED
  • AWATEEF SALEM SHABIB RASHAIDAN ALDOSERI
  • JAMAL JASIM MOHD AL MUTAWA