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  Platinum Silver Credit Card
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Platinum Silver Card

     
BisB provides Visa cards that are fully compatible with the principles of Shari’a. Your card can be used worldwide where there is a Visa sign on the windows of shops or retail outlets, hotels, websites and other premises. Cardholders can also make cash withdrawals at more than a million ATMs and financial institutions all over the world. There is no need to wait for your salary when you can use the card and pay for the value of your purchases without payment of any interest.  
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What are the features ?  
Card Features and Services:
  • BisB Credit Cards are Shari’a compliant.
  • BisB Credit Cards are Chip & Pin based for extra security.
  • The minimum amount to be paid by the customer is 5% of the outstanding balance subject to a minimum of BD10/-.
  • The customer has 25 days grace period from the statement date to pay that could go up to 55 days.
  • The customer can carry out cash withdrawal transactions up to 50% of the Credit limit.
  • There are no Annual Subscription fees on the main & supplementary cards.
  • BisB Visa Cards are accepted locally and internationally at more than 24 millions establishments and one million ATMs.
  • Customers holding Gulf Air FFP cards will be enrolled and be rewarded with FFP miles as follows:

    Classic – 1 mile for every BD3 spent
    Gold – 1 mile for every BD1 spent
    Platinum - 3 miles for every BD2 spent

  •  BisB’s Credit Cardholder can enjoy significant discounts from a variety of shops/listed in the merchant’s booklet.
  •  Details of such benefits are listed in our Merchant Discount Leaflet which will be sent to each Cardholder.
  • A copy of our Merchant Discount Leaflet will be available online as well.
  • In addition, BisB’s Credit Card provides the customer with one of the  best travel insurance schemes as explained in the following table:
Cover Type Classic

US$
Gold

US$
Platinum Silver
US$
       
Personal Liability 150,000 200,000 250,000
       
Baggage Loss 500 750 1,500
       
Baggage Delay 250 500 1000
       
Flight Delay 250 500 750
       
Trip Cancellation 500 750 1,000
       
Trip Interruption 500 750 1,000
       
Assistance * Included Included Included
       
Emergency Medical Expenses /
Evacuation
20,000 30,000 40,000
       
Accidental Death /
Total Disability
150,000 200,000 250,000

 
   
What are the requirements?  
All Bahraini and non Bahraini employed and self-employed can apply.
The minimum age for an application is 21 years.
The minimum salary for an employed individual wanting a Platinum Card is BD2000.

Documents required for employed individuals
  • Latest pay slip and Salary certificate.
  • 2 original valid ID’s.
  • Signing a Benefit consent form.
  • Signing an application form.
  • Latest 3 month salary account statement.
Documents required for self-employed individuals
  • Copy of CR.
  • Latest 6 months business account statement.
  • 2 original valid ID’s.
  • Signing a Benefit consent form.
  • Signing an application form.
  • Article & memorandum of association.

BisB’s Credit Card can be issued against pledging of fixed deposit, Tejoori Account and Iqra account, subject to a minimum deposit amount of BD400.
The Credit limit of the Card will represent 90% of the pledged amount.

Documents required for pledging against an account
  • 2 original valid IDs.
  • Signing Deposit Pledge Form.
  • Signing an application form.
 
   
What are the limits for the Platinum Silver Card?  
Platinum Card – Starting BD3000 up to BD20,000  
   
What are the monthly and yearly fees for the Platinum Silver Card?  
Monthly & yearly fees are as follows:

Card type

Annual Service fee

Monthly Installments

     

Classic

BD600

BD50

Gold

BD1200

BD100

Platinum Silver

BD2400

BD200

 
 
   
 

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  Credit Card Promotion Terms and Conditions

For inquiries, contact us by email cardcentre@bisb.com
   
       
 

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